Side-by-side · Q2 2026 data
Greater Texas Federal Credit Union vs Southwest Airlines Federal Credit Union
Credit union
Greater Texas Federal Credit Union
Austin, Texas · $100 million – $1 billion
Credit union
Southwest Airlines Federal Credit Union
Dallas, Texas · $100 million – $1 billion
Metric by metric
| Measure | Greater Texas Federal Credit Union | Southwest Airlines Federal Credit Union |
|---|---|---|
| TellerScore | 54 | 69 (stronger) |
| Capital cushion | 23 | 65 (stronger) |
| Loan quality | 82 (stronger) | 80 |
| Earnings | 37 | 40 (stronger) |
| Funding & liquidity | 71 | 82 (stronger) |
| Problem-loan coverage | 87 | 93 (stronger) |
| Peer percentile | 10th | 48th |
| Total assets | $995.4M | $860.9M |
| Deposits / shares | $906.8M | $754.8M |
| Capital ratio | 7.25% | 11.49% (stronger) |
| Problem loans | 0.53% (stronger) | 0.59% |
| Net charge-offs | 0.58% (stronger) | 0.90% |
| Return on assets | 0.44% | 0.50% (stronger) |
| Loans ÷ deposits | 89.3% | 78.1% (stronger) |
| Uninsured deposits | 7.6% | 7.1% (stronger) |
| Offices | 8 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 59.8% | 32.2% |
Southwest Airlines Federal Credit Union has the higher TellerScore (69 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Greater Texas Federal Credit Union leads on 2 and Southwest Airlines Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.