Side-by-side · Q2 2026 data
Greater Together Federal Credit Union vs Morton Lane Federal Credit Union
Credit union
Greater Together Federal Credit Union
Niagara Falls, New York · Under $100 million in assets
Metric by metric
| Measure | Greater Together Federal Credit Union | Morton Lane Federal Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 72 |
| Capital cushion | 87 (stronger) | 78 |
| Loan quality | 45 | 70 (stronger) |
| Earnings | 80 (stronger) | 34 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 90 | 93 (stronger) |
| Peer percentile | 57th | 44th |
| Total assets | $69.5M | $62.8M |
| Deposits / shares | $59.5M | $54.7M |
| Capital ratio | 13.69% (stronger) | 12.80% |
| Problem loans | 1.64% | 0.89% (stronger) |
| Net charge-offs | -0.03% (stronger) | 0.16% |
| Return on assets | 1.50% (stronger) | 0.35% |
| Loans ÷ deposits | 50.1% (stronger) | 54.2% |
| Uninsured deposits | 4.3% (stronger) | 7.0% |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Greater Together Federal Credit Union has the higher TellerScore (77 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Greater Together Federal Credit Union leads on 6 and Morton Lane Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.