Side-by-side · Q2 2026 data
Greater Valley Credit Union vs El Monte Community Credit Union
Credit union
El Monte Community Credit Union
El Monte, California · Under $100 million in assets
Metric by metric
| Measure | Greater Valley Credit Union | El Monte Community Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 76 |
| Capital cushion | 94 (stronger) | 54 |
| Loan quality | 100 (stronger) | 98 |
| Earnings | 46 | 50 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 83rd | 54th |
| Total assets | $34.4M | $34.4M |
| Deposits / shares | $29.2M | $30.3M |
| Capital ratio | 14.42% (stronger) | 10.44% |
| Problem loans | 0.00% (stronger) | 0.06% |
| Net charge-offs | 0.08% (stronger) | 0.39% |
| Return on assets | 0.65% | 0.74% (stronger) |
| Loans ÷ deposits | 43.2% (stronger) | 59.6% |
| Uninsured deposits | 3.2% | 0.0% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Greater Valley Credit Union has the higher TellerScore (87 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Greater Valley Credit Union leads on 5 and El Monte Community Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.