Greater Valley Credit Union is a federally insured state-chartered credit union headquartered in Fresno, California, in business for about 87 years. At the end of Q2 2026 it reported $34.4M in total assets and $29.2M in member shares and deposits, with 2 offices.
Based on its Q2 2026 filing, Greater Valley Credit Union scores 87/100, which we describe as very strong. That is higher than 83% of 2,479 credit unions with under $100 million in assets. Among 238 credit unions headquartered in California, it ranks 24th. Its strongest component is loan quality (100/100; 0.00%), and its lowest is earnings (46/100; 0.65%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (87 → 87).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 68 |
| Q3 2024 | 71 |
| Q4 2024 | 82 |
| Q1 2025 | 85 |
| Q2 2025 | 87 |
| Q3 2025 | 87 |
| Q4 2025 | 85 |
| Q1 2026 | 89 |
| Q2 2026 | 87 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 13.84% |
| Q3 2024 | 13.97% |
| Q4 2024 | 14.23% |
| Q1 2025 | 14.05% |
| Q2 2025 | 14.23% |
| Q3 2025 | 14.15% |
| Q4 2025 | 14.43% |
| Q1 2026 | 14.68% |
| Q2 2026 | 14.42% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.46% |
| Q3 2024 | 1.34% |
| Q4 2024 | 0.21% |
| Q1 2025 | 0.09% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.27% |
| Q1 2026 | 0.01% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.12% |
| Q3 2024 | 0.19% |
| Q4 2024 | 0.30% |
| Q1 2025 | 0.59% |
| Q2 2025 | 0.64% |
| Q3 2025 | 0.68% |
| Q4 2025 | 0.71% |
| Q1 2026 | 0.66% |
| Q2 2026 | 0.65% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 87 | $34.4M | 14.42% | 0.00% | 0.65% | 43.2% |
| Q1 2026 | 89 | $33.4M | 14.68% | 0.01% | 0.66% | 45.6% |
| Q4 2025 | 85 | $33.6M | 14.43% | 0.27% | 0.71% | 42.5% |
| Q3 2025 | 87 | $33.8M | 14.15% | 0.00% | 0.68% | 42.7% |
| Q2 2025 | 87 | $33.2M | 14.23% | 0.00% | 0.64% | 41.8% |
| Q1 2025 | 85 | $33.2M | 14.05% | 0.09% | 0.59% | 41.7% |
| Q4 2024 | 82 | $32.4M | 14.23% | 0.21% | 0.30% | 43.1% |
| Q3 2024 | 71 | $32.7M | 13.97% | 1.34% | 0.19% | 43.9% |
| Q2 2024 | 68 | $32.8M | 13.84% | 1.46% | 0.12% | 43.7% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in California
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| El Monte Community Credit UnionCredit union El Monte, CA | 76 out of 100, Strong | $34.4M | 10.4% | 0.06% | vs |
| Utility District Credit UnionCredit union Oakland, CA | 71 out of 100, Strong | $34.2M | 9.3% | 0.57% | vs |
| Antioch Community Federal Credit UnionCredit union Antioch, CA | 79 out of 100, Strong | $33.8M | 15.2% | 1.53% | vs |
| Corrections Federal Credit UnionCredit union Soledad, CA | 58 out of 100, Moderate | $36.1M | 8.5% | 0.07% | vs |
| Hanin Federal Credit UnionCredit union Los Angeles, CA | 69 out of 100, Moderate | $32.4M | 13.8% | 1.07% | vs |
| Fox Federal Credit UnionCredit union Los Angeles, CA | 57 out of 100, Moderate | $36.6M | 9.4% | 0.35% | vs |
Deposit insurance
Is my money safe at Greater Valley Credit Union?
Yes. Greater Valley Credit Union is a federally insured credit union (NCUA charter #64660). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 3.2% of shares and deposits ($938K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 14.42%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Greater Valley Credit Union lists 2 offices in 1 city. Most locations:
- Fresno, CA (2)
Identity & history
Profile
- Legal name
- Greater Valley Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 64660
- RSSD ID
- 794699
- Primary regulator
- State + NCUA
- Established
- 1939
- Headquarters
- 1185 W Hedges Avenue, Fresno, CA 93728
- Employees
- 5
Quick answers
Greater Valley Credit Union: common questions
Is Greater Valley Credit Union NCUA insured?
Yes. Greater Valley Credit Union is a federally insured credit union (NCUA charter #64660). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Greater Valley Credit Union's TellerScore?
87 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Greater Valley Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Fresno
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Fresno Grangers Federal Credit UnionCredit union Fresno, CA | 98 out of 100, Very strong | $25.9M | 24.6% | 0.00% | vs |
| Educational Employees Credit UnionCredit union Fresno, CA | 96 out of 100, Very strong | $5.4B | 14.6% | 0.20% | vs |
| Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA | 92 out of 100, Very strong | $1.7B | 15.5% | 0.60% | vs |
| Fresno Police Department Credit UnionCredit union Fresno, CA | 89 out of 100, Very strong | $49.5M | 23.3% | 0.06% | vs |
| Murphy BankBank Fresno, CA | 88 out of 100, Very strong | $357.2M | 14.9% | 0.39% | vs |
| Central Valley Firefighters Credit UnionCredit union Fresno, CA | 87 out of 100, Very strong | $49.5M | 13.7% | 0.42% | vs |