Side-by-side · Q2 2026 data
Green Dot Bank DBA Bonneville Bank vs Happen Bank, National Association
Metric by metric
| Measure | Green Dot Bank DBA Bonneville Bank | Happen Bank, National Association |
|---|---|---|
| TellerScore | 53 | 79 (stronger) |
| Capital cushion | 36 | 60 (stronger) |
| Loan quality | 0 | 73 (stronger) |
| Earnings | 84 | 93 (stronger) |
| Funding & liquidity | 100 (stronger) | 97 |
| Problem-loan coverage | 99 (stronger) | 93 |
| Peer percentile | 11th | 94th |
| Total assets | $5.4B | $12.5B |
| Deposits / shares | $5.0B | $10.9B |
| Capital ratio | 8.59% | 10.98% (stronger) |
| Problem loans | 3.56% | 0.82% (stronger) |
| Net charge-offs | 36.10% | 2.15% (stronger) |
| Return on assets | 1.61% | 1.82% (stronger) |
| Loans ÷ deposits | 0.7% (stronger) | 63.1% |
| Uninsured deposits | 3.7% (stronger) | 12.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Happen Bank, National Association has the higher TellerScore (79 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Green Dot Bank DBA Bonneville Bank leads on 2 and Happen Bank, National Association on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.