TellerScore

Green Dot Bank DBA Bonneville Bank is a state-chartered bank (fed member) headquartered in Provo, Utah, in business for about 48 years. At the end of Q2 2026 it reported $5.4B in total assets and $5.0B in deposits, with 1 office.

Based on its Q2 2026 filing, Green Dot Bank DBA Bonneville Bank scores 53/100, which we describe as below average. That is higher than only 11% of 897 banks with $1 billion – $10 billion. Among 45 banks headquartered in Utah, it ranks 43rd. Its strongest component is funding & liquidity (100/100; 1% loans-to-deposits, 4% uninsured), and its lowest is loan quality (0/100; 3.56%).

TellerScore · Q2 2026

Scorecard

Capital cushion36/100
Tier 1 leverage ratio: 8.59%
Loan quality0/100
Noncurrent loans ÷ total loans: 3.56%
Earnings84/100
Return on assets (annualized): 1.61%
Funding & liquidity100/100
Loans ÷ deposits and uninsured-deposit share: 0.7% · 3.7% uninsured
Problem-loan coverage99/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.45%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 10 points (43 → 53), mostly because the earnings component improved by 33 points.

TellerScore
374961Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202447
Q3 202447
Q4 202446
Q1 202537
Q2 202543
Q3 202547
Q4 202561
Q1 202660
Q2 202653
Tier 1 leverage ratio
5.00%6.79%8.59%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTier 1 leverage ratio
Q2 20248.09%
Q3 20247.46%
Q4 20247.29%
Q1 20257.55%
Q2 20257.70%
Q3 20258.11%
Q4 20258.37%
Q1 20268.51%
Q2 20268.59%
Noncurrent loans
1.56%3.80%6.04%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNoncurrent loans
Q2 20246.04%
Q3 20245.93%
Q4 20243.27%
Q1 20253.53%
Q2 20254.03%
Q3 20254.03%
Q4 20251.56%
Q1 20262.30%
Q2 20263.56%
Return on assets
0.05%0.94%1.83%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20241.14%
Q3 20241.35%
Q4 20241.30%
Q1 20250.05%
Q2 20250.78%
Q3 20251.06%
Q4 20251.24%
Q1 20261.83%
Q2 20261.61%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202653$5.4B8.59%3.56%1.61%0.7%
Q1 202660$5.9B8.51%2.30%1.83%1.2%
Q4 202561$5.2B8.37%1.56%1.24%2.3%
Q3 202547$5.0B8.11%4.03%1.06%0.9%
Q2 202543$4.8B7.70%4.03%0.78%0.8%
Q1 202537$4.9B7.55%3.53%0.05%1.2%
Q4 202446$4.6B7.29%3.27%1.30%1.7%
Q3 202447$4.4B7.46%5.93%1.35%0.9%
Q2 202447$4.6B8.09%6.04%1.14%0.7%

897 peers · $1 billion – $10 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.59%
6th
Total risk-based capital32.43%
98th
Problem loans3.56%
2nd
Net charge-offs36.10%
0th
Return on assets1.61%
75th
Net interest margin6.17%
98th
Efficiency ratio92.5%
2nd
Loans to deposits0.7%
99th
Uninsured deposits3.7%
99th
Loan-loss reserves17.26%
100th
Texas ratio0.4%
91st

Similar-size banks in Utah

InstitutionScoreAssetsCapitalProblem loansCompare
Celtic BankBank Salt Lake City, UT64 out of 100, Moderate$5.3B18.0%3.63%vs
Sunwest BankBank Sandy, UT63 out of 100, Moderate$4.4B9.7%0.60%vs
Bank of UtahBank Ogden, UT75 out of 100, Strong$3.8B12.7%0.15%vs
Cache Valley BankBank Logan, UT73 out of 100, Strong$3.5B10.7%0.29%vs
Nelnet BankBank Draper, UT74 out of 100, Strong$3.0B15.9%2.17%vs
WebBankBank Salt Lake City, UT88 out of 100, Very strong$2.9B17.4%0.51%vs

Deposit insurance

Is my money safe at Green Dot Bank DBA Bonneville Bank?

Yes. Green Dot Bank DBA Bonneville Bank is an FDIC-insured institution (FDIC certificate #22653). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 3.7% of deposits ($185.5M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 8.59%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 32.43% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Green Dot Bank DBA Bonneville Bank lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Green Dot Bank DBA Bonneville Bank
Former names
Bonneville Bank
Type
State-chartered bank (Fed member)
FDIC certificate #
22653
RSSD ID
243375
Primary regulator
FED
Holding company
Green Dot Corp
Established
May 15, 1978
Headquarters
1675 N 200 W, Provo, UT 84604
Employees
136

Quick answers

Green Dot Bank DBA Bonneville Bank: common questions

Is Green Dot Bank DBA Bonneville Bank FDIC insured?

Yes. Green Dot Bank DBA Bonneville Bank is an FDIC-insured institution (FDIC certificate #22653). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Green Dot Bank DBA Bonneville Bank's TellerScore?

53 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Green Dot Bank DBA Bonneville Bank ever failed?

There is no failure record for FDIC certificate #22653 in the FDIC failed bank list.

How many branches does Green Dot Bank DBA Bonneville Bank have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Provo

InstitutionScoreAssetsCapitalProblem loansCompare
Optum Bank, Inc.Bank Draper, UT93 out of 100, Very strong$21.4B13.2%0.21%vs
Central BankBank Provo, UT89 out of 100, Very strong$2.2B15.4%0.47%vs
Orem City Employees Federal Credit UnionCredit union Orem, UT82 out of 100, Strong$2.7M14.3%0.13%vs
Grand Valley BankBank Heber City, UT82 out of 100, Strong$599.4M11.5%0.02%vs
Goldenwest Federal Credit UnionCredit union Ogden, UT81 out of 100, Strong$4.3B13.2%0.47%vs
Happen Bank, National AssociationBank Lehi, UT79 out of 100, Strong$12.5B11.0%0.82%vs