Side-by-side · Q2 2026 data
Greene County Commercial Bank vs Ulster Federal Credit Union
Metric by metric
| Measure | Greene County Commercial Bank | Ulster Federal Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 67 |
| Capital cushion | 51 | 53 (stronger) |
| Loan quality | 100 (stronger) | 73 |
| Earnings | 75 (stronger) | 45 |
| Funding & liquidity | 50 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 70th | 41st |
| Total assets | $1.3B | $179.0M |
| Deposits / shares | $1.2B | $167.7M |
| Capital ratio | 10.05% | 10.33% (stronger) |
| Problem loans | 0.00% (stronger) | 0.81% |
| Net charge-offs | 0.00% (stronger) | 0.25% |
| Return on assets | 1.37% (stronger) | 0.62% |
| Loans ÷ deposits | 0.0% (stronger) | 25.7% |
| Uninsured deposits | 88.8% | 4.9% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Greene County Commercial Bank has the higher TellerScore (73 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Greene County Commercial Bank leads on 5 and Ulster Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.