Side-by-side · Q2 2026 data
Greenfield Banking Company vs Elements Financial Federal Credit Union
Credit union
Elements Financial Federal Credit Union
Indianapolis, Indiana · $1 billion – $10 billion
Metric by metric
| Measure | Greenfield Banking Company | Elements Financial Federal Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 77 |
| Capital cushion | 89 (stronger) | 69 |
| Loan quality | 88 (stronger) | 85 |
| Earnings | 89 (stronger) | 76 |
| Funding & liquidity | 58 | 69 (stronger) |
| Problem-loan coverage | 89 | 94 (stronger) |
| Peer percentile | 86th | 82nd |
| Total assets | $930.5M | $2.5B |
| Deposits / shares | $798.6M | $2.0B |
| Capital ratio | 13.92% (stronger) | 11.92% |
| Problem loans | 0.35% (stronger) | 0.46% |
| Net charge-offs | 0.05% (stronger) | 0.21% |
| Return on assets | 1.71% (stronger) | 1.40% |
| Loans ÷ deposits | 72.6% (stronger) | 85.3% |
| Uninsured deposits | 42.1% | 20.5% (stronger) |
| Offices | 8 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.2% | 15.7% |
Greenfield Banking Company has the higher TellerScore (84 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Greenfield Banking Company leads on 6 and Elements Financial Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.