Side-by-side · Q2 2026 data
Greenfield Co-operative Bank vs Mechanics Cooperative Bank
Metric by metric
| Measure | Greenfield Co-operative Bank | Mechanics Cooperative Bank |
|---|---|---|
| TellerScore | 71 | 77 (stronger) |
| Capital cushion | 75 (stronger) | 74 |
| Loan quality | 76 | 99 (stronger) |
| Earnings | 43 | 70 (stronger) |
| Funding & liquidity | 79 (stronger) | 43 |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 47th | 68th |
| Total assets | $901.8M | $898.8M |
| Deposits / shares | $800.0M | $679.6M |
| Capital ratio | 12.47% (stronger) | 12.38% |
| Problem loans | 0.72% | 0.03% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 0.57% | 1.24% (stronger) |
| Loans ÷ deposits | 69.0% (stronger) | 108.8% |
| Uninsured deposits | 25.9% | 22.5% (stronger) |
| Offices | 10 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.1% | 8.9% |
Mechanics Cooperative Bank has the higher TellerScore (77 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Greenfield Co-operative Bank leads on 3 and Mechanics Cooperative Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.