Side-by-side · Q2 2026 data
Greenfield Savings Bank vs Freedom Credit Union
Metric by metric
| Measure | Greenfield Savings Bank | Freedom Credit Union |
|---|---|---|
| TellerScore | 61 | 66 (stronger) |
| Capital cushion | 51 | 93 (stronger) |
| Loan quality | 86 (stronger) | 40 |
| Earnings | 43 | 43 |
| Funding & liquidity | 44 | 76 (stronger) |
| Problem-loan coverage | 93 (stronger) | 83 |
| Peer percentile | 24th | 37th |
| Total assets | $1.5B | $764.0M |
| Deposits / shares | $1.3B | $611.6M |
| Capital ratio | 10.12% | 14.26% (stronger) |
| Problem loans | 0.42% (stronger) | 1.81% |
| Net charge-offs | -0.00% (stronger) | 0.05% |
| Return on assets | 0.59% (stronger) | 0.57% |
| Loans ÷ deposits | 99.9% | 84.6% (stronger) |
| Uninsured deposits | 29.7% | 10.1% (stronger) |
| Offices | 9 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.6% | — |
Freedom Credit Union has the higher TellerScore (66 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Greenfield Savings Bank leads on 3 and Freedom Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Greenfield, MA
- Northampton, MA
- Turners Falls, MA