Side-by-side · Q2 2026 data
Greenfield Savings Bank vs Newburyport Five Cents Savings Bank
Bank
Newburyport Five Cents Savings Bank
Newburyport, Massachusetts · $1 billion – $10 billion
Metric by metric
| Measure | Greenfield Savings Bank | Newburyport Five Cents Savings Bank |
|---|---|---|
| TellerScore | 61 (stronger) | 44 |
| Capital cushion | 51 (stronger) | 48 |
| Loan quality | 86 (stronger) | 45 |
| Earnings | 43 (stronger) | 36 |
| Funding & liquidity | 44 (stronger) | 29 |
| Problem-loan coverage | 93 (stronger) | 70 |
| Peer percentile | 24th | 4th |
| Total assets | $1.5B | $1.6B |
| Deposits / shares | $1.3B | $1.3B |
| Capital ratio | 10.12% (stronger) | 9.76% |
| Problem loans | 0.42% (stronger) | 1.66% |
| Net charge-offs | -0.00% (stronger) | 0.33% |
| Return on assets | 0.59% (stronger) | 0.39% |
| Loans ÷ deposits | 99.9% (stronger) | 102.7% |
| Uninsured deposits | 29.7% (stronger) | 40.4% |
| Offices | 9 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.6% | 9.2% |
Greenfield Savings Bank has the higher TellerScore (61 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Greenfield Savings Bank leads on 7 and Newburyport Five Cents Savings Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.