Side-by-side · Q2 2026 data
Greenville Federal vs First Bank of Central Ohio
Metric by metric
| Measure | Greenville Federal | First Bank of Central Ohio |
|---|---|---|
| TellerScore | 57 (stronger) | 46 |
| Capital cushion | 28 | 49 (stronger) |
| Loan quality | 97 (stronger) | 51 |
| Earnings | 27 (stronger) | 11 |
| Funding & liquidity | 68 (stronger) | 55 |
| Problem-loan coverage | 90 (stronger) | 78 |
| Peer percentile | 14th | 5th |
| Total assets | $263.9M | $260.9M |
| Deposits / shares | $240.8M | $232.4M |
| Capital ratio | 7.80% | 9.86% (stronger) |
| Problem loans | 0.09% (stronger) | 1.48% |
| Net charge-offs | 0.01% (stronger) | 0.63% |
| Return on assets | 0.18% (stronger) | -0.23% |
| Loans ÷ deposits | 86.8% | 84.9% (stronger) |
| Uninsured deposits | 19.7% (stronger) | 33.4% |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.2% | — |
Greenville Federal has the higher TellerScore (57 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Greenville Federal leads on 5 and First Bank of Central Ohio on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.