Side-by-side · Q2 2026 data
Greenville Federal vs Hometown Bank
Metric by metric
| Measure | Greenville Federal | Hometown Bank |
|---|---|---|
| TellerScore | 57 (stronger) | 54 |
| Capital cushion | 28 | 32 (stronger) |
| Loan quality | 97 (stronger) | 80 |
| Earnings | 27 | 27 |
| Funding & liquidity | 68 (stronger) | 67 |
| Problem-loan coverage | 90 (stronger) | 89 |
| Peer percentile | 14th | 10th |
| Total assets | $263.9M | $254.9M |
| Deposits / shares | $240.8M | $216.8M |
| Capital ratio | 7.80% | 8.17% (stronger) |
| Problem loans | 0.09% (stronger) | 0.61% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 0.18% | 0.19% (stronger) |
| Loans ÷ deposits | 86.8% (stronger) | 88.3% |
| Uninsured deposits | 19.7% | 19.2% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.2% | 4.0% |
Greenville Federal has the higher TellerScore (57 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Greenville Federal leads on 3 and Hometown Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.