The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 16 points (38 → 54), mostly because the problem-loan coverage component improved by 45 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Ohio

Yes. Hometown Bank is an FDIC-insured institution (FDIC certificate #30219). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 19.2% of deposits ($41.7M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 8.17%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 11.59% (benchmark: 10%).

Check how much of your own balance is covered

Hometown Bank lists 3 offices in 3 cities. Most locations:

• Brimfield Township, OH (1)
• Kent, OH (1)
• Ravenna, OH (1)

All branch addresses and map

In 2025, Hometown Bank reported 27 home-loan applications under HMDA (LEI 549300WF6CI48BRR4W39): 24 originated ($4,390,000 total), 1 denied, and 2 withdrawn or closed by the applicant. Its denial rate on decided applications was 4.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Hometown Bank

Former names

Home Savings and Loan Association; Home Savings Bank

Type

State-chartered bank

FDIC certificate #

30219

RSSD ID

940674

Primary regulator

FDIC

Holding company

Hometown Bcorp Inc

Established

January 1, 1898

Headquarters

142 N Water St, Kent, OH 44240

Website

www.ht.bank

Employees

53