Side-by-side · Q2 2026 data
Greenville Heritage Federal Credit Union vs Curis Financial Credit Union
Credit union
Greenville Heritage Federal Credit Union
Greenville, South Carolina · $100 million – $1 billion
Credit union
Curis Financial Credit Union
Columbia, South Carolina · Under $100 million in assets
Metric by metric
| Measure | Greenville Heritage Federal Credit Union | Curis Financial Credit Union |
|---|---|---|
| TellerScore | 80 | 82 (stronger) |
| Capital cushion | 75 | 100 (stronger) |
| Loan quality | 89 (stronger) | 80 |
| Earnings | 51 (stronger) | 39 |
| Funding & liquidity | 100 (stronger) | 95 |
| Problem-loan coverage | 97 | 97 |
| Peer percentile | 78th | 70th |
| Total assets | $181.2M | $84.3M |
| Deposits / shares | $157.1M | $64.4M |
| Capital ratio | 12.53% | 23.49% (stronger) |
| Problem loans | 0.34% (stronger) | 0.59% |
| Net charge-offs | 0.31% (stronger) | 0.32% |
| Return on assets | 0.78% (stronger) | 0.47% |
| Loans ÷ deposits | 58.9% (stronger) | 65.7% |
| Uninsured deposits | 8.9% | 4.4% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.7% | — |
Curis Financial Credit Union has the higher TellerScore (82 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Greenville Heritage Federal Credit Union leads on 4 and Curis Financial Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.