TellerScore

Curis Financial Credit Union (NCUA charter #61260) is based in Columbia, South Carolina. Its Q2 2026 call report shows $84.3M in total assets and $64.4M in member shares and deposits and 5 offices.

Curis Financial Credit Union has a TellerScore of 82 out of 100 (strong) based on Q2 2026 data — higher than 70% of its 2,479 credit unions with under $100 million in assets. Among 45 credit unions headquartered in South Carolina, it ranks 12th. Capital cushion contributes the most (100/100, 23.49%); earnings contributes the least (39/100, 0.47%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 23.49%
Loan quality80/100
Loans 60+ days delinquent ÷ total loans: 0.59%
Earnings39/100
Return on assets (annualized): 0.47%
Funding & liquidity95/100
Loans ÷ shares: 65.7% · 4.4% uninsured
Problem-loan coverage97/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.25%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (83 → 82).

TellerScore
828791Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202489
Q3 202491
Q4 202490
Q1 202585
Q2 202583
Q3 202585
Q4 202588
Q1 202683
Q2 202682
Net worth ratio
7.00%15.24%23.49%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202420.00%
Q3 202420.65%
Q4 202421.35%
Q1 202520.75%
Q2 202521.05%
Q3 202522.29%
Q4 202522.47%
Q1 202622.61%
Q2 202623.49%
Delinquent loans (60+ days)
0.23%0.46%0.69%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.54%
Q3 20240.23%
Q4 20240.27%
Q1 20250.37%
Q2 20250.53%
Q3 20250.69%
Q4 20250.38%
Q1 20260.52%
Q2 20260.59%
Return on assets
0.46%0.88%1.30%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.28%
Q3 20241.30%
Q4 20241.18%
Q1 20250.53%
Q2 20250.49%
Q3 20250.92%
Q4 20250.89%
Q1 20260.46%
Q2 20260.47%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202682$84.3M23.49%0.59%0.47%65.7%
Q1 202683$87.1M22.61%0.52%0.46%60.9%
Q4 202588$87.2M22.47%0.38%0.89%59.8%
Q3 202585$87.1M22.29%0.69%0.92%64.7%
Q2 202583$90.4M21.05%0.53%0.49%62.5%
Q1 202585$91.3M20.75%0.37%0.53%62.1%
Q4 202490$88.1M21.35%0.27%1.18%66.8%
Q3 202491$90.3M20.65%0.23%1.30%66.9%
Q2 202489$91.9M20.00%0.54%1.28%66.3%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio23.49%
86th
Problem loans0.59%
55th
Net charge-offs0.32%
38th
Return on assets0.47%
40th
Loans to deposits65.7%
40th
Uninsured deposits4.4%
25th
Loan-loss reserves0.00%
37th
Texas ratio1.3%
62nd

Similar-size credit unions in South Carolina

InstitutionScoreAssetsCapitalProblem loansCompare
Santee Cooper Credit UnionCredit union Moncks Corner, SC82 out of 100, Strong$95.9M15.0%0.97%vs
South Carolina National Guard Federal Credit UnionCredit union Columbia, SC99 out of 100, Very strong$98.3M26.6%0.13%vs
Latitude 32 Federal Credit UnionCredit union Charleston, SC88 out of 100, Very strong$69.5M14.8%0.39%vs
Nucor Employee'S Credit UnionCredit union Florence, SC91 out of 100, Very strong$68.2M19.7%0.61%vs
Palmetto First Federal Credit UnionCredit union Florence, SC77 out of 100, Strong$64.1M21.0%1.89%vs
Neighbors United Federal Credit UnionCredit union Greenwood, SC60 out of 100, Moderate$64.0M12.6%1.27%vs

Deposit insurance

Is my money safe at Curis Financial Credit Union?

Yes. Curis Financial Credit Union is a federally insured credit union (NCUA charter #61260). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.4% of shares and deposits ($2.9M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 23.49%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

5 locations

Branches

Curis Financial Credit Union lists 5 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Curis Financial Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
61260
RSSD ID
408893
Primary regulator
State + NCUA
Established
1964
Headquarters
PO Box 100167, Columbia, SC 29202
Employees
23

Quick answers

Curis Financial Credit Union: common questions

Is Curis Financial Credit Union NCUA insured?

Yes. Curis Financial Credit Union is a federally insured credit union (NCUA charter #61260). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Curis Financial Credit Union's TellerScore?

82 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Curis Financial Credit Union have?

5 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Columbia

InstitutionScoreAssetsCapitalProblem loansCompare
South Carolina National Guard Federal Credit UnionCredit union Columbia, SC99 out of 100, Very strong$98.3M26.6%0.13%vs
Allsouth Federal Credit UnionCredit union Columbia, SC93 out of 100, Very strong$1.5B19.6%0.41%vs
S. C. State Federal Credit UnionCredit union Columbia, SC91 out of 100, Very strong$1.5B15.6%0.82%vs
Nucor Employee'S Credit UnionCredit union Florence, SC91 out of 100, Very strong$68.2M19.7%0.61%vs
Columbia Post Office Credit UnionCredit union Columbia, SC89 out of 100, Very strong$25.2M24.3%0.28%vs
Palmetto Citizens Federal Credit UnionCredit union Columbia, SC80 out of 100, Strong$1.5B13.5%1.11%vs