Side-by-side · Q2 2026 data
Greenwood Credit Union vs Ocean State Credit Union
Metric by metric
| Measure | Greenwood Credit Union | Ocean State Credit Union |
|---|---|---|
| TellerScore | 67 (stronger) | 53 |
| Capital cushion | 51 | 64 (stronger) |
| Loan quality | 84 (stronger) | 48 |
| Earnings | 62 (stronger) | 22 |
| Funding & liquidity | 60 | 63 (stronger) |
| Problem-loan coverage | 90 (stronger) | 79 |
| Peer percentile | 41st | 9th |
| Total assets | $957.3M | $350.7M |
| Deposits / shares | $855.9M | $283.8M |
| Capital ratio | 10.06% | 11.37% (stronger) |
| Problem loans | 0.48% (stronger) | 1.55% |
| Net charge-offs | 0.23% | 0.03% (stronger) |
| Return on assets | 1.05% (stronger) | 0.04% |
| Loans ÷ deposits | 100.2% | 96.9% (stronger) |
| Uninsured deposits | 11.2% | 4.4% (stronger) |
| Offices | 1 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.1% | 25.0% |
Greenwood Credit Union has the higher TellerScore (67 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Greenwood Credit Union leads on 3 and Ocean State Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.