Side-by-side · Q2 2026 data
Greenwood Credit Union vs Rhode Island Credit Union
Metric by metric
| Measure | Greenwood Credit Union | Rhode Island Credit Union |
|---|---|---|
| TellerScore | 67 (stronger) | 65 |
| Capital cushion | 51 | 54 (stronger) |
| Loan quality | 84 | 87 (stronger) |
| Earnings | 62 (stronger) | 31 |
| Funding & liquidity | 60 | 74 (stronger) |
| Problem-loan coverage | 90 | 94 (stronger) |
| Peer percentile | 41st | 34th |
| Total assets | $957.3M | $425.1M |
| Deposits / shares | $855.9M | $375.1M |
| Capital ratio | 10.06% | 10.40% (stronger) |
| Problem loans | 0.48% | 0.38% (stronger) |
| Net charge-offs | 0.23% | 0.22% (stronger) |
| Return on assets | 1.05% (stronger) | 0.26% |
| Loans ÷ deposits | 100.2% | 86.2% (stronger) |
| Uninsured deposits | 11.2% | 5.8% (stronger) |
| Offices | 1 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.1% | 36.6% |
Greenwood Credit Union has the higher TellerScore (67 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Greenwood Credit Union leads on 2 and Rhode Island Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.