Side-by-side · Q2 2026 data
Greenwood Credit Union vs Westerly Community Credit Union
Credit union
Westerly Community Credit Union
Wakefield, Rhode Island · $100 million – $1 billion
Metric by metric
| Measure | Greenwood Credit Union | Westerly Community Credit Union |
|---|---|---|
| TellerScore | 67 (stronger) | 66 |
| Capital cushion | 51 (stronger) | 44 |
| Loan quality | 84 | 93 (stronger) |
| Earnings | 62 (stronger) | 50 |
| Funding & liquidity | 60 | 66 (stronger) |
| Problem-loan coverage | 90 | 96 (stronger) |
| Peer percentile | 41st | 37th |
| Total assets | $957.3M | $519.9M |
| Deposits / shares | $855.9M | $451.3M |
| Capital ratio | 10.06% (stronger) | 9.44% |
| Problem loans | 0.48% | 0.21% (stronger) |
| Net charge-offs | 0.23% | 0.08% (stronger) |
| Return on assets | 1.05% (stronger) | 0.75% |
| Loans ÷ deposits | 100.2% | 93.9% (stronger) |
| Uninsured deposits | 11.2% | 7.4% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.1% | — |
Greenwood Credit Union has the higher TellerScore (67 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Greenwood Credit Union leads on 3 and Westerly Community Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.