Side-by-side · Q2 2026 data
Grinnell State Bank vs Chelsea Savings Bank
Metric by metric
| Measure | Grinnell State Bank | Chelsea Savings Bank |
|---|---|---|
| TellerScore | 67 | 93 (stronger) |
| Capital cushion | 69 | 100 (stronger) |
| Loan quality | 84 | 92 (stronger) |
| Earnings | 59 | 90 (stronger) |
| Funding & liquidity | 38 | 84 (stronger) |
| Problem-loan coverage | 73 | 98 (stronger) |
| Peer percentile | 34th | 98th |
| Total assets | $498.6M | $196.9M |
| Deposits / shares | $346.6M | $173.8M |
| Capital ratio | 11.90% | 16.01% (stronger) |
| Problem loans | 0.47% | 0.24% (stronger) |
| Net charge-offs | 0.49% | 0.00% (stronger) |
| Return on assets | 0.98% | 1.75% (stronger) |
| Loans ÷ deposits | 106.8% | 48.2% (stronger) |
| Uninsured deposits | 29.0% (stronger) | 29.8% |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 0.0% |
Chelsea Savings Bank has the higher TellerScore (93 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Grinnell State Bank leads on 1 and Chelsea Savings Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.