Side-by-side · Q2 2026 data
Grinnell State Bank vs GNB Bank
Metric by metric
| Measure | Grinnell State Bank | GNB Bank |
|---|---|---|
| TellerScore | 67 | 76 (stronger) |
| Capital cushion | 69 | 72 (stronger) |
| Loan quality | 84 (stronger) | 79 |
| Earnings | 59 | 87 (stronger) |
| Funding & liquidity | 38 | 51 (stronger) |
| Problem-loan coverage | 73 | 94 (stronger) |
| Peer percentile | 34th | 64th |
| Total assets | $498.6M | $621.3M |
| Deposits / shares | $346.6M | $498.0M |
| Capital ratio | 11.90% | 12.22% (stronger) |
| Problem loans | 0.47% (stronger) | 0.62% |
| Net charge-offs | 0.49% | -0.00% (stronger) |
| Return on assets | 0.98% | 1.68% (stronger) |
| Loans ÷ deposits | 106.8% | 88.5% (stronger) |
| Uninsured deposits | 29.0% (stronger) | 34.1% |
| Offices | 4 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 6.1% |
GNB Bank has the higher TellerScore (76 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Grinnell State Bank leads on 2 and GNB Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.