Side-by-side · Q2 2026 data
Grove Bank & Trust vs Helm Bank USA
Metric by metric
| Measure | Grove Bank & Trust | Helm Bank USA |
|---|---|---|
| TellerScore | 68 (stronger) | 59 |
| Capital cushion | 50 | 62 (stronger) |
| Loan quality | 100 (stronger) | 45 |
| Earnings | 47 | 64 (stronger) |
| Funding & liquidity | 55 | 56 (stronger) |
| Problem-loan coverage | 100 (stronger) | 82 |
| Peer percentile | 49th | 19th |
| Total assets | $1.4B | $1.2B |
| Deposits / shares | $1.2B | $1.1B |
| Capital ratio | 9.96% | 11.18% (stronger) |
| Problem loans | 0.01% (stronger) | 1.65% |
| Net charge-offs | 0.02% | -0.00% (stronger) |
| Return on assets | 0.68% | 1.09% (stronger) |
| Loans ÷ deposits | 70.8% | 61.4% (stronger) |
| Uninsured deposits | 45.5% (stronger) | 53.6% |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.3% |
Grove Bank & Trust has the higher TellerScore (68 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Grove Bank & Trust leads on 3 and Helm Bank USA on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.