Grove Bank & Trust is a state-chartered bank (fed member) headquartered in Miami, Florida, in business for about 100 years. At the end of Q2 2026 it reported $1.4B in total assets and $1.2B in deposits, with 5 offices.
Grove Bank & Trust has a TellerScore of 68 out of 100 (moderate) based on Q2 2026 data — higher than only 49% of its 897 banks with $1 billion – $10 billion. Among 82 banks headquartered in Florida, it ranks 44th. Loan quality contributes the most (100/100, 0.01%); earnings contributes the least (47/100, 0.68%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 5 points (63 → 68), mostly because the earnings component improved by 10 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 63 |
| Q3 2024 | 64 |
| Q4 2024 | 62 |
| Q1 2025 | 64 |
| Q2 2025 | 63 |
| Q3 2025 | 64 |
| Q4 2025 | 64 |
| Q1 2026 | 68 |
| Q2 2026 | 68 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.47% |
| Q3 2024 | 10.36% |
| Q4 2024 | 10.25% |
| Q1 2025 | 9.69% |
| Q2 2025 | 9.55% |
| Q3 2025 | 9.93% |
| Q4 2025 | 9.82% |
| Q1 2026 | 9.89% |
| Q2 2026 | 9.96% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.01% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.01% |
| Q3 2024 | 0.10% |
| Q4 2024 | 0.18% |
| Q1 2025 | 0.36% |
| Q2 2025 | 0.42% |
| Q3 2025 | 0.55% |
| Q4 2025 | 0.58% |
| Q1 2026 | 0.69% |
| Q2 2026 | 0.68% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 68 | $1.4B | 9.96% | 0.01% | 0.68% | 70.8% |
| Q1 2026 | 68 | $1.4B | 9.89% | 0.00% | 0.69% | 69.4% |
| Q4 2025 | 64 | $1.4B | 9.82% | 0.00% | 0.58% | 70.3% |
| Q3 2025 | 64 | $1.4B | 9.93% | 0.00% | 0.55% | 68.0% |
| Q2 2025 | 63 | $1.4B | 9.55% | 0.00% | 0.42% | 63.2% |
| Q1 2025 | 64 | $1.4B | 9.69% | 0.00% | 0.36% | 64.9% |
| Q4 2024 | 62 | $1.2B | 10.25% | 0.00% | 0.18% | 71.9% |
| Q3 2024 | 64 | $1.2B | 10.36% | 0.00% | 0.10% | 64.0% |
| Q2 2024 | 63 | $1.2B | 10.47% | 0.00% | 0.01% | 63.5% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Florida
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| OptimumBankBank Fort Lauderdale, FL | 76 out of 100, Strong | $1.4B | 10.5% | 0.18% | vs |
| Citizens Bank and TrustBank Frostproof, FL | 67 out of 100, Moderate | $1.5B | 8.0% | 0.35% | vs |
| Bank of Central FloridaBank Lakeland, FL | 69 out of 100, Moderate | $1.2B | 8.7% | 0.21% | vs |
| Pacific National BankBank Miami, FL | 77 out of 100, Strong | $1.6B | 10.8% | 0.01% | vs |
| International Finance BankBank Miami, FL | 66 out of 100, Moderate | $1.6B | 8.3% | 0.30% | vs |
| Helm Bank USABank Miami, FL | 59 out of 100, Moderate | $1.2B | 11.2% | 1.65% | vs |
Deposit insurance
Is my money safe at Grove Bank & Trust?
Yes. Grove Bank & Trust is an FDIC-insured institution (FDIC certificate #8018). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 45.5% of deposits ($549.2M) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.96%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 16.47% (benchmark: 10%).
5 locations
Branches
Grove Bank & Trust lists 5 offices in 4 cities. Most locations:
- Miami, FL (2)
- Aventura, FL (1)
- Coral Gables, FL (1)
- South Miami, FL (1)
Identity & history
Profile
- Legal name
- Grove Bank & Trust
- Former names
- Coconut Grove Exchange Bank; Coconut Grove Bank
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 8018
- RSSD ID
- 648130
- Primary regulator
- FED
- Holding company
- Coconut Grove Bankshares Inc
- Established
- July 12, 1926
- Headquarters
- 2701 S Bayshore Dr, Miami, FL 33133
- Website
- www.grovebankandtrust.com
- Employees
- 121
Quick answers
Grove Bank & Trust: common questions
Is Grove Bank & Trust FDIC insured?
Yes. Grove Bank & Trust is an FDIC-insured institution (FDIC certificate #8018). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Grove Bank & Trust's TellerScore?
68 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Grove Bank & Trust ever failed?
There is no failure record for FDIC certificate #8018 in the FDIC failed bank list.
How many branches does Grove Bank & Trust have?
5 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Miami
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Dade County Federal Credit UnionCredit union Sweetwater, FL | 84 out of 100, Strong | $1.5B | 13.1% | 0.31% | vs |
| Educational Federal Credit UnionCredit union Miami, FL | 84 out of 100, Strong | $1.8B | 15.4% | 0.61% | vs |
| Desjardins Bank, National AssociationBank Hallandale, FL | 84 out of 100, Strong | $362.1M | 19.3% | 0.31% | vs |
| Hialeah Municipal Employees Federal Credit UnionCredit union Hialeah, FL | 81 out of 100, Strong | $14.2M | 22.9% | 0.04% | vs |
| Shaw-Ross Employees Credit UnionCredit union Miami, FL | 81 out of 100, Strong | $6.8M | 14.9% | 0.53% | vs |
| Guardians Credit UnionCredit union West Palm Beach, FL | 80 out of 100, Strong | $309.5M | 14.7% | 0.42% | vs |