Side-by-side · Q2 2026 data
Grove Bank & Trust vs Pacific National Bank
Metric by metric
| Measure | Grove Bank & Trust | Pacific National Bank |
|---|---|---|
| TellerScore | 68 | 77 (stronger) |
| Capital cushion | 50 | 58 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 47 | 66 (stronger) |
| Funding & liquidity | 55 | 73 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 49th | 83rd |
| Total assets | $1.4B | $1.6B |
| Deposits / shares | $1.2B | $1.3B |
| Capital ratio | 9.96% | 10.80% (stronger) |
| Problem loans | 0.01% (stronger) | 0.01% |
| Net charge-offs | 0.02% (stronger) | 0.05% |
| Return on assets | 0.68% | 1.15% (stronger) |
| Loans ÷ deposits | 70.8% (stronger) | 73.0% |
| Uninsured deposits | 45.5% | 27.8% (stronger) |
| Offices | 5 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pacific National Bank has the higher TellerScore (77 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Grove Bank & Trust leads on 3 and Pacific National Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.