Side-by-side · Q2 2026 data
Grove City Area Federal Credit Union vs First Choice Federal Credit Union
Credit union
Grove City Area Federal Credit Union
Grove City, Pennsylvania · $100 million – $1 billion
Credit union
First Choice Federal Credit Union
New Castle, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Grove City Area Federal Credit Union | First Choice Federal Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 82 |
| Capital cushion | 100 (stronger) | 76 |
| Loan quality | 56 | 74 (stronger) |
| Earnings | 94 (stronger) | 87 |
| Funding & liquidity | 100 (stronger) | 94 |
| Problem-loan coverage | 92 | 93 (stronger) |
| Peer percentile | 91st | 70th |
| Total assets | $152.8M | $94.5M |
| Deposits / shares | $129.4M | $81.8M |
| Capital ratio | 15.26% (stronger) | 12.57% |
| Problem loans | 1.33% | 0.79% (stronger) |
| Net charge-offs | 0.36% | 0.32% (stronger) |
| Return on assets | 1.84% (stronger) | 1.67% |
| Loans ÷ deposits | 56.2% (stronger) | 65.8% |
| Uninsured deposits | 3.2% | 1.9% (stronger) |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.8% | — |
Grove City Area Federal Credit Union has the higher TellerScore (87 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Grove City Area Federal Credit Union leads on 4 and First Choice Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.