Side-by-side · Q2 2026 data
Grove City Area Federal Credit Union vs New Directions Community Credit Union
Credit union
Grove City Area Federal Credit Union
Grove City, Pennsylvania · $100 million – $1 billion
Credit union
New Directions Community Credit Union
Franklin, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Grove City Area Federal Credit Union | New Directions Community Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 75 |
| Capital cushion | 100 (stronger) | 95 |
| Loan quality | 56 | 75 (stronger) |
| Earnings | 94 (stronger) | 25 |
| Funding & liquidity | 100 (stronger) | 87 |
| Problem-loan coverage | 92 | 93 (stronger) |
| Peer percentile | 91st | 52nd |
| Total assets | $152.8M | $40.7M |
| Deposits / shares | $129.4M | $34.7M |
| Capital ratio | 15.26% (stronger) | 14.54% |
| Problem loans | 1.33% | 0.76% (stronger) |
| Net charge-offs | 0.36% (stronger) | 0.61% |
| Return on assets | 1.84% (stronger) | 0.12% |
| Loans ÷ deposits | 56.2% (stronger) | 73.7% |
| Uninsured deposits | 3.2% | 0.2% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.8% | — |
Grove City Area Federal Credit Union has the higher TellerScore (87 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Grove City Area Federal Credit Union leads on 5 and New Directions Community Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.