Side-by-side · Q2 2026 data
Grove City Area Federal Credit Union vs Pennstar Federal Credit Union
Credit union
Grove City Area Federal Credit Union
Grove City, Pennsylvania · $100 million – $1 billion
Credit union
Pennstar Federal Credit Union
Hermitage, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Grove City Area Federal Credit Union | Pennstar Federal Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 81 |
| Capital cushion | 100 | 100 |
| Loan quality | 56 | 66 (stronger) |
| Earnings | 94 (stronger) | 47 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 92 | 96 (stronger) |
| Peer percentile | 91st | 68th |
| Total assets | $152.8M | $58.7M |
| Deposits / shares | $129.4M | $49.3M |
| Capital ratio | 15.26% | 15.59% (stronger) |
| Problem loans | 1.33% | 1.01% (stronger) |
| Net charge-offs | 0.36% (stronger) | 0.39% |
| Return on assets | 1.84% (stronger) | 0.67% |
| Loans ÷ deposits | 56.2% | 36.4% (stronger) |
| Uninsured deposits | 3.2% | 1.1% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.8% | — |
Grove City Area Federal Credit Union has the higher TellerScore (87 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Grove City Area Federal Credit Union leads on 3 and Pennstar Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.