Side-by-side · Q2 2026 data
Grove City Area Federal Credit Union vs Sru Federal Credit Union
Credit union
Grove City Area Federal Credit Union
Grove City, Pennsylvania · $100 million – $1 billion
Credit union
Sru Federal Credit Union
Slippery Rock, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Grove City Area Federal Credit Union | Sru Federal Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 83 |
| Capital cushion | 100 (stronger) | 78 |
| Loan quality | 56 | 82 (stronger) |
| Earnings | 94 (stronger) | 74 |
| Funding & liquidity | 100 (stronger) | 96 |
| Problem-loan coverage | 92 | 95 (stronger) |
| Peer percentile | 91st | 72nd |
| Total assets | $152.8M | $67.1M |
| Deposits / shares | $129.4M | $58.4M |
| Capital ratio | 15.26% (stronger) | 12.78% |
| Problem loans | 1.33% | 0.54% (stronger) |
| Net charge-offs | 0.36% (stronger) | 0.38% |
| Return on assets | 1.84% (stronger) | 1.34% |
| Loans ÷ deposits | 56.2% (stronger) | 64.7% |
| Uninsured deposits | 3.2% (stronger) | 7.1% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.8% | 15.7% |
Grove City Area Federal Credit Union has the higher TellerScore (87 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Grove City Area Federal Credit Union leads on 6 and Sru Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.