Headquartered in Slippery Rock, Pennsylvania, Sru Federal Credit Union is a federal credit union with $67.1M in total assets and $58.4M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1958.
Based on its Q2 2026 filing, Sru Federal Credit Union scores 83/100, which we describe as strong. That is higher than 72% of 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 79th. Its strongest component is funding & liquidity (96/100; 65% loans-to-deposits, 7% uninsured), and its lowest is earnings (74/100; 1.34%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 6 points (77 → 83), mostly because the earnings component improved by 15 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 74 |
| Q3 2024 | 73 |
| Q4 2024 | 70 |
| Q1 2025 | 72 |
| Q2 2025 | 77 |
| Q3 2025 | 75 |
| Q4 2025 | 76 |
| Q1 2026 | 75 |
| Q2 2026 | 83 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 11.81% |
| Q3 2024 | 11.91% |
| Q4 2024 | 12.02% |
| Q1 2025 | 11.99% |
| Q2 2025 | 12.14% |
| Q3 2025 | 12.55% |
| Q4 2025 | 12.50% |
| Q1 2026 | 12.60% |
| Q2 2026 | 12.78% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.58% |
| Q3 2024 | 0.81% |
| Q4 2024 | 1.06% |
| Q1 2025 | 0.99% |
| Q2 2025 | 0.54% |
| Q3 2025 | 1.06% |
| Q4 2025 | 0.93% |
| Q1 2026 | 1.09% |
| Q2 2026 | 0.54% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.77% |
| Q3 2024 | 0.84% |
| Q4 2024 | 0.78% |
| Q1 2025 | 0.87% |
| Q2 2025 | 0.96% |
| Q3 2025 | 1.20% |
| Q4 2025 | 1.12% |
| Q1 2026 | 1.14% |
| Q2 2026 | 1.34% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 83 | $67.1M | 12.78% | 0.54% | 1.34% | 64.7% |
| Q1 2026 | 75 | $66.2M | 12.60% | 1.09% | 1.14% | 65.4% |
| Q4 2025 | 76 | $65.0M | 12.50% | 0.93% | 1.12% | 67.8% |
| Q3 2025 | 75 | $63.7M | 12.55% | 1.06% | 1.20% | 69.1% |
| Q2 2025 | 77 | $63.7M | 12.14% | 0.54% | 0.96% | 65.6% |
| Q1 2025 | 72 | $63.1M | 11.99% | 0.99% | 0.87% | 66.5% |
| Q4 2024 | 70 | $61.8M | 12.02% | 1.06% | 0.78% | 66.7% |
| Q3 2024 | 73 | $61.8M | 11.91% | 0.81% | 0.84% | 68.5% |
| Q2 2024 | 74 | $61.0M | 11.81% | 0.58% | 0.77% | 69.5% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Pennsylvania
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Spirit Financial Credit UnionCredit union Levittown, PA | 76 out of 100, Strong | $67.7M | 13.4% | 0.41% | vs |
| Superior Credit UnionCredit union Collegeville, PA | 48 out of 100, Below average | $65.4M | 7.0% | 1.66% | vs |
| Friendly Federal Credit UnionCredit union Aliquippa, PA | 63 out of 100, Moderate | $69.1M | 17.0% | 4.66% | vs |
| Titan Federal Credit UnionCredit union Pleasant Gap, PA | 94 out of 100, Very strong | $69.5M | 15.4% | 0.31% | vs |
| Wheatland Federal Credit UnionCredit union Lancaster, PA | 66 out of 100, Moderate | $69.9M | 8.6% | 0.24% | vs |
| Access Credit UnionCredit union Bristol, PA | 78 out of 100, Strong | $70.3M | 11.8% | 0.16% | vs |
Deposit insurance
Is my money safe at Sru Federal Credit Union?
Yes. Sru Federal Credit Union is a federally insured credit union (NCUA charter #12654). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 7.1% of shares and deposits ($4.2M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 12.78%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Sru Federal Credit Union lists 1 office in 1 city. Most locations:
- Slippery Rock, PA (1)
HMDA 2025
Mortgage lending
In 2025, Sru Federal Credit Union reported 79 home-loan applications under HMDA (LEI 984500O9D2D8A3B51B69): 59 originated ($5,505,000 total), 11 denied, and 9 withdrawn or closed by the applicant. Its denial rate on decided applications was 15.7%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Sru Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 12654
- RSSD ID
- 567585
- Primary regulator
- NCUA
- Established
- 1958
- Headquarters
- 100 Arrowhead Drive, Slippery Rock, PA 16057
- Employees
- 13
Quick answers
Sru Federal Credit Union: common questions
Is Sru Federal Credit Union NCUA insured?
Yes. Sru Federal Credit Union is a federally insured credit union (NCUA charter #12654). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Sru Federal Credit Union's TellerScore?
83 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Sru Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Slippery Rock
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Sca Federal Credit UnionCredit union New Castle, PA | 94 out of 100, Very strong | $17.4M | 19.7% | 0.09% | vs |
| Freedom United Federal Credit UnionCredit union Rochester, PA | 93 out of 100, Very strong | $94.2M | 19.0% | 0.84% | vs |
| Grove City Area Federal Credit UnionCredit union Grove City, PA | 87 out of 100, Very strong | $152.8M | 15.3% | 1.33% | vs |
| First Choice Federal Credit UnionCredit union New Castle, PA | 82 out of 100, Strong | $94.5M | 12.6% | 0.79% | vs |
| Gnc Community Federal Credit UnionCredit union New Castle, PA | 82 out of 100, Strong | $85.0M | 15.3% | 0.41% | vs |
| Pennstar Federal Credit UnionCredit union Hermitage, PA | 81 out of 100, Strong | $58.7M | 15.6% | 1.01% | vs |