Side-by-side · Q2 2026 data
Grow Financial Federal Credit Union vs Community First Credit Union of Flo
Credit union
Community First Credit Union of Flo
Jacksonville, Florida · $1 billion – $10 billion
Metric by metric
| Measure | Grow Financial Federal Credit Union | Community First Credit Union of Flo |
|---|---|---|
| TellerScore | 68 | 73 (stronger) |
| Capital cushion | 62 | 73 (stronger) |
| Loan quality | 80 (stronger) | 79 |
| Earnings | 49 | 55 (stronger) |
| Funding & liquidity | 68 | 75 (stronger) |
| Problem-loan coverage | 91 | 91 |
| Peer percentile | 50th | 70th |
| Total assets | $3.9B | $3.2B |
| Deposits / shares | $3.2B | $2.8B |
| Capital ratio | 11.23% | 12.26% (stronger) |
| Problem loans | 0.60% (stronger) | 0.63% |
| Net charge-offs | 0.97% | 0.88% (stronger) |
| Return on assets | 0.74% | 0.88% (stronger) |
| Loans ÷ deposits | 92.5% | 85.2% (stronger) |
| Uninsured deposits | 7.6% (stronger) | 13.9% |
| Offices | 16 | 25 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.8% | 24.3% |
Community First Credit Union of Flo has the higher TellerScore (73 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Grow Financial Federal Credit Union leads on 2 and Community First Credit Union of Flo on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.