Side-by-side · Q2 2026 data
Grundy Bank vs 2 Rivers Area Credit Union
Metric by metric
| Measure | Grundy Bank | 2 Rivers Area Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 66 |
| Capital cushion | 76 (stronger) | 57 |
| Loan quality | 93 (stronger) | 74 |
| Earnings | 100 (stronger) | 34 |
| Funding & liquidity | 64 | 96 (stronger) |
| Problem-loan coverage | 98 (stronger) | 91 |
| Peer percentile | 88th | 32nd |
| Total assets | $504.7M | $27.7M |
| Deposits / shares | $449.3M | $25.1M |
| Capital ratio | 12.62% (stronger) | 10.68% |
| Problem loans | 0.20% (stronger) | 0.78% |
| Net charge-offs | 0.00% (stronger) | 0.27% |
| Return on assets | 2.92% (stronger) | 0.35% |
| Loans ÷ deposits | 54.8% (stronger) | 64.7% |
| Uninsured deposits | 47.2% | 6.4% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.5% | — |
Grundy Bank has the higher TellerScore (85 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Grundy Bank leads on 6 and 2 Rivers Area Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.