The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (85 → 85).

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Illinois

Yes. Grundy Bank is an FDIC-insured institution (FDIC certificate #3713). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 47.2% of deposits ($212.2M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 12.62%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 23.68% (benchmark: 10%).

Check how much of your own balance is covered

Grundy Bank lists 2 offices in 2 cities. Most locations:

• Morris, IL (1)
• Wilmington, IL (1)

All branch addresses and map

In 2025, Grundy Bank reported 282 home-loan applications under HMDA (LEI 549300F08RTZA4O1LF12): 263 originated ($56,925,000 total), 4 denied, and 9 withdrawn or closed by the applicant. Its denial rate on decided applications was 1.5%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Grundy Bank

Former names

The Grundy County National Bank

Type

State-chartered bank (Fed member)

FDIC certificate #

3713

RSSD ID

715144

Primary regulator

FED

Holding company

Illinois Valley Bcorp Inc

Established

September 16, 1864

Headquarters

201 Liberty St, Morris, IL 60450

Website

www.grundy.bank

Employees

57