TellerScore

Side-by-side · Q2 2026 data

Grundy Bank vs Financial Plus Credit Union

Bank

Grundy Bank

Morris, Illinois · $100 million – $1 billion

85of 100
Very strong

Credit union

Financial Plus Credit Union

Ottawa, Illinois · $100 million – $1 billion

84of 100
Strong

Metric by metric

MeasureGrundy BankFinancial Plus Credit Union
TellerScore85 (stronger)84
Capital cushion7682 (stronger)
Loan quality93 (stronger)85
Earnings100 (stronger)79
Funding & liquidity6484 (stronger)
Problem-loan coverage98 (stronger)96
Peer percentile88th86th
Total assets$504.7M$607.4M
Deposits / shares$449.3M$520.6M
Capital ratio12.62%13.24% (stronger)
Problem loans0.20% (stronger)0.45%
Net charge-offs0.00% (stronger)0.38%
Return on assets2.92% (stronger)1.48%
Loans ÷ deposits54.8% (stronger)76.0%
Uninsured deposits47.2%6.4% (stronger)
Offices24
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)1.5%—

Grundy Bank has the higher TellerScore (85 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Grundy Bank leads on 5 and Financial Plus Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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