Side-by-side · Q2 2026 data
Grundy Bank vs Heartland Bank and Trust Company
Metric by metric
| Measure | Grundy Bank | Heartland Bank and Trust Company |
|---|---|---|
| TellerScore | 85 (stronger) | 80 |
| Capital cushion | 76 (stronger) | 69 |
| Loan quality | 93 | 94 (stronger) |
| Earnings | 100 (stronger) | 77 |
| Funding & liquidity | 64 | 69 (stronger) |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 88th | 90th |
| Total assets | $504.7M | $6.7B |
| Deposits / shares | $449.3M | $5.8B |
| Capital ratio | 12.62% (stronger) | 11.94% |
| Problem loans | 0.20% | 0.19% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.03% |
| Return on assets | 2.92% (stronger) | 1.43% |
| Loans ÷ deposits | 54.8% (stronger) | 81.3% |
| Uninsured deposits | 47.2% | 23.9% (stronger) |
| Offices | 2 | 82 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.5% | 17.2% |
Grundy Bank has the higher TellerScore (85 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Grundy Bank leads on 5 and Heartland Bank and Trust Company on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.