Side-by-side · Q2 2026 data
Grundy Bank vs Municipal Trust and Savings Bank
Metric by metric
| Measure | Grundy Bank | Municipal Trust and Savings Bank |
|---|---|---|
| TellerScore | 85 | 95 (stronger) |
| Capital cushion | 76 | 100 (stronger) |
| Loan quality | 93 | 99 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 64 | 67 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 88th | 99th |
| Total assets | $504.7M | $382.2M |
| Deposits / shares | $449.3M | $305.7M |
| Capital ratio | 12.62% | 15.56% (stronger) |
| Problem loans | 0.20% | 0.04% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 2.92% | 2.96% (stronger) |
| Loans ÷ deposits | 54.8% (stronger) | 84.3% |
| Uninsured deposits | 47.2% | 22.6% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.5% | 5.1% |
Municipal Trust and Savings Bank has the higher TellerScore (95 vs 85). On the 6 directional measures above (where higher or lower is clearly better), Grundy Bank leads on 1 and Municipal Trust and Savings Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.