Side-by-side · Q2 2026 data
GSL Savings Bank vs Millville Savings Bank
Metric by metric
| Measure | GSL Savings Bank | Millville Savings Bank |
|---|---|---|
| TellerScore | 53 | 81 (stronger) |
| Capital cushion | 25 | 86 (stronger) |
| Loan quality | 93 | 96 (stronger) |
| Earnings | 30 | 33 (stronger) |
| Funding & liquidity | 44 | 100 (stronger) |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 9th | 80th |
| Total assets | $151.2M | $169.9M |
| Deposits / shares | $120.4M | $149.2M |
| Capital ratio | 7.46% | 13.63% (stronger) |
| Problem loans | 0.22% | 0.12% (stronger) |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 0.25% | 0.33% (stronger) |
| Loans ÷ deposits | 98.7% | 52.4% (stronger) |
| Uninsured deposits | 30.9% | 9.3% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.4% |
Millville Savings Bank has the higher TellerScore (81 vs 53). On the 7 directional measures above (where higher or lower is clearly better), GSL Savings Bank leads on 0 and Millville Savings Bank on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.