Side-by-side · Q2 2026 data
Gte Federal Credit Union vs 1st Street Credit Union
Metric by metric
| Measure | Gte Federal Credit Union | 1st Street Credit Union |
|---|---|---|
| TellerScore | 58 | 89 (stronger) |
| Capital cushion | 61 | 97 (stronger) |
| Loan quality | 64 | 97 (stronger) |
| Earnings | 30 | 55 (stronger) |
| Funding & liquidity | 61 | 100 (stronger) |
| Problem-loan coverage | 82 | 100 (stronger) |
| Peer percentile | 19th | 87th |
| Total assets | $3.1B | $34.5M |
| Deposits / shares | $2.7B | $29.2M |
| Capital ratio | 11.13% | 14.66% (stronger) |
| Problem loans | 1.08% | 0.10% (stronger) |
| Net charge-offs | 1.04% | 0.18% (stronger) |
| Return on assets | 0.25% | 0.86% (stronger) |
| Loans ÷ deposits | 99.4% | 42.0% (stronger) |
| Uninsured deposits | 5.4% (stronger) | 6.1% |
| Offices | 7 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 27.7% | — |
1st Street Credit Union has the higher TellerScore (89 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Gte Federal Credit Union leads on 1 and 1st Street Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.