Side-by-side · Q2 2026 data
Gte Federal Credit Union vs Community First Credit Union of Flo
Credit union
Community First Credit Union of Flo
Jacksonville, Florida · $1 billion – $10 billion
Metric by metric
| Measure | Gte Federal Credit Union | Community First Credit Union of Flo |
|---|---|---|
| TellerScore | 58 | 73 (stronger) |
| Capital cushion | 61 | 73 (stronger) |
| Loan quality | 64 | 79 (stronger) |
| Earnings | 30 | 55 (stronger) |
| Funding & liquidity | 61 | 75 (stronger) |
| Problem-loan coverage | 82 | 91 (stronger) |
| Peer percentile | 19th | 70th |
| Total assets | $3.1B | $3.2B |
| Deposits / shares | $2.7B | $2.8B |
| Capital ratio | 11.13% | 12.26% (stronger) |
| Problem loans | 1.08% | 0.63% (stronger) |
| Net charge-offs | 1.04% | 0.88% (stronger) |
| Return on assets | 0.25% | 0.88% (stronger) |
| Loans ÷ deposits | 99.4% | 85.2% (stronger) |
| Uninsured deposits | 5.4% (stronger) | 13.9% |
| Offices | 7 | 25 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 27.7% | 24.3% |
Community First Credit Union of Flo has the higher TellerScore (73 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Gte Federal Credit Union leads on 1 and Community First Credit Union of Flo on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.