Side-by-side · Q2 2026 data
Guaranty Bank & Trust Company of Delhi, Louisiana vs Bank of Oak Ridge
Bank
Guaranty Bank & Trust Company of Delhi, Louisiana
Delhi, Louisiana · $100 million – $1 billion
Metric by metric
| Measure | Guaranty Bank & Trust Company of Delhi, Louisiana | Bank of Oak Ridge |
|---|---|---|
| TellerScore | 56 | 72 (stronger) |
| Capital cushion | 35 | 66 (stronger) |
| Loan quality | 57 | 100 (stronger) |
| Earnings | 78 (stronger) | 63 |
| Funding & liquidity | 58 (stronger) | 31 |
| Problem-loan coverage | 73 | 100 (stronger) |
| Peer percentile | 13th | 50th |
| Total assets | $457.4M | $138.6M |
| Deposits / shares | $411.6M | $121.8M |
| Capital ratio | 8.50% | 11.59% (stronger) |
| Problem loans | 1.29% | 0.00% (stronger) |
| Net charge-offs | 0.49% | 0.08% (stronger) |
| Return on assets | 1.45% (stronger) | 1.07% |
| Loans ÷ deposits | 80.4% (stronger) | 92.0% |
| Uninsured deposits | 34.3% (stronger) | 48.2% |
| Offices | 9 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.0% | — |
Bank of Oak Ridge has the higher TellerScore (72 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Guaranty Bank & Trust Company of Delhi, Louisiana leads on 3 and Bank of Oak Ridge on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.