Side-by-side · Q2 2026 data
Guardian Credit Union vs Glacier Hills Credit Union
Metric by metric
| Measure | Guardian Credit Union | Glacier Hills Credit Union |
|---|---|---|
| TellerScore | 70 (stronger) | 69 |
| Capital cushion | 53 | 60 (stronger) |
| Loan quality | 86 (stronger) | 70 |
| Earnings | 40 | 67 (stronger) |
| Funding & liquidity | 99 (stronger) | 78 |
| Problem-loan coverage | 96 (stronger) | 88 |
| Peer percentile | 51st | 48th |
| Total assets | $294.2M | $285.8M |
| Deposits / shares | $259.3M | $250.7M |
| Capital ratio | 10.35% | 10.98% (stronger) |
| Problem loans | 0.42% (stronger) | 0.91% |
| Net charge-offs | 0.35% | 0.04% (stronger) |
| Return on assets | 0.50% | 1.17% (stronger) |
| Loans ÷ deposits | 60.8% (stronger) | 81.9% |
| Uninsured deposits | 5.5% (stronger) | 6.7% |
| Offices | 7 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.3% |
Guardian Credit Union has the higher TellerScore (70 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Guardian Credit Union leads on 4 and Glacier Hills Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.