Side-by-side · Q2 2026 data
Guardian Savings Bank vs Bank of Lexington, Inc.
Metric by metric
| Measure | Guardian Savings Bank | Bank of Lexington, Inc. |
|---|---|---|
| TellerScore | 83 (stronger) | 74 |
| Capital cushion | 64 | 65 (stronger) |
| Loan quality | 93 | 100 (stronger) |
| Earnings | 100 (stronger) | 68 |
| Funding & liquidity | 72 (stronger) | 39 |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 94th | 57th |
| Total assets | $1.4B | $410.8M |
| Deposits / shares | $1.2B | $322.2M |
| Capital ratio | 11.39% | 11.50% (stronger) |
| Problem loans | 0.20% | 0.01% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 2.00% (stronger) | 1.21% |
| Loans ÷ deposits | 88.1% (stronger) | 99.7% |
| Uninsured deposits | 13.7% (stronger) | 34.6% |
| Offices | 13 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.5% | 7.1% |
Guardian Savings Bank has the higher TellerScore (83 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Guardian Savings Bank leads on 5 and Bank of Lexington, Inc. on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.