Side-by-side · Q2 2026 data
Guardian Savings Bank vs Superior Credit Union, Inc
Metric by metric
| Measure | Guardian Savings Bank | Superior Credit Union, Inc |
|---|---|---|
| TellerScore | 83 | 94 (stronger) |
| Capital cushion | 64 | 100 (stronger) |
| Loan quality | 93 | 93 |
| Earnings | 100 (stronger) | 94 |
| Funding & liquidity | 72 | 84 (stronger) |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 94th | 99th |
| Total assets | $1.4B | $2.0B |
| Deposits / shares | $1.2B | $1.6B |
| Capital ratio | 11.39% | 15.20% (stronger) |
| Problem loans | 0.20% (stronger) | 0.20% |
| Net charge-offs | -0.00% (stronger) | 0.02% |
| Return on assets | 2.00% (stronger) | 1.84% |
| Loans ÷ deposits | 88.1% | 76.5% (stronger) |
| Uninsured deposits | 13.7% | 8.4% (stronger) |
| Offices | 13 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.5% | — |
Superior Credit Union, Inc has the higher TellerScore (94 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Guardian Savings Bank leads on 3 and Superior Credit Union, Inc on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.