Side-by-side · Q2 2026 data
Guardians Credit Union vs Orlando Credit Union
Metric by metric
| Measure | Guardians Credit Union | Orlando Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 59 |
| Capital cushion | 97 (stronger) | 40 |
| Loan quality | 86 (stronger) | 82 |
| Earnings | 41 (stronger) | 31 |
| Funding & liquidity | 79 (stronger) | 76 |
| Problem-loan coverage | 96 (stronger) | 91 |
| Peer percentile | 78th | 19th |
| Total assets | $309.5M | $379.2M |
| Deposits / shares | $256.4M | $335.5M |
| Capital ratio | 14.68% (stronger) | 9.04% |
| Problem loans | 0.42% (stronger) | 0.53% |
| Net charge-offs | 0.93% (stronger) | 1.00% |
| Return on assets | 0.52% (stronger) | 0.28% |
| Loans ÷ deposits | 80.9% (stronger) | 83.6% |
| Uninsured deposits | 4.3% (stronger) | 15.7% |
| Offices | 5 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 43.2% | 67.4% |
Guardians Credit Union has the higher TellerScore (80 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Guardians Credit Union leads on 7 and Orlando Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.