TellerScore

Side-by-side · Q2 2026 data

Guco Credit Union vs Tcp Credit Union

Credit union

Guco Credit Union

Greenville, North Carolina · Under $100 million in assets

81of 100
Strong

Credit union

Tcp Credit Union

Rural Hall, North Carolina · Under $100 million in assets

73of 100
Strong

Metric by metric

MeasureGuco Credit UnionTcp Credit Union
TellerScore81 (stronger)73
Capital cushion100100
Loan quality96 (stronger)59
Earnings3033 (stronger)
Funding & liquidity7784 (stronger)
Problem-loan coverage99 (stronger)90
Peer percentile68th47th
Total assets$10.2M$15.9M
Deposits / shares$8.4M$13.1M
Capital ratio17.82% (stronger)17.04%
Problem loans0.13% (stronger)1.23%
Net charge-offs0.02% (stronger)1.04%
Return on assets0.24%0.32% (stronger)
Loans ÷ deposits83.3%75.9% (stronger)
Uninsured deposits2.2%0.4% (stronger)
Offices31
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Guco Credit Union has the higher TellerScore (81 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Guco Credit Union leads on 4 and Tcp Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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