Side-by-side · Q2 2026 data
Guernsey Community Federal Credit Union vs Cit-Co Federal Credit Union
Credit union
Guernsey Community Federal Credit Union
Guernsey, Wyoming · Under $100 million in assets
Metric by metric
| Measure | Guernsey Community Federal Credit Union | Cit-Co Federal Credit Union |
|---|---|---|
| TellerScore | 51 | 80 (stronger) |
| Capital cushion | 100 (stronger) | 54 |
| Loan quality | 0 | 83 (stronger) |
| Earnings | 73 | 100 (stronger) |
| Funding & liquidity | 45 | 92 (stronger) |
| Problem-loan coverage | 0 | 94 (stronger) |
| Peer percentile | 10th | 65th |
| Total assets | $1.8M | $32.9M |
| Deposits / shares | $1.4M | $29.4M |
| Capital ratio | 21.29% (stronger) | 10.40% |
| Problem loans | 19.81% | 0.51% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.12% |
| Return on assets | 1.33% | 4.50% (stronger) |
| Loans ÷ deposits | 104.1% | 68.7% (stronger) |
| Uninsured deposits | 25.1% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cit-Co Federal Credit Union has the higher TellerScore (80 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Guernsey Community Federal Credit Union leads on 2 and Cit-Co Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.