Side-by-side · Q2 2026 data
Gulf Coast Bank and Trust Company vs Barton Plant Employees Federal Credit Union
Credit union
Barton Plant Employees Federal Credit Union
Luling, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Gulf Coast Bank and Trust Company | Barton Plant Employees Federal Credit Union |
|---|---|---|
| TellerScore | 55 | 87 (stronger) |
| Capital cushion | 41 | 100 (stronger) |
| Loan quality | 47 | 95 (stronger) |
| Earnings | 64 (stronger) | 47 |
| Funding & liquidity | 70 | 92 (stronger) |
| Problem-loan coverage | 74 | 100 (stronger) |
| Peer percentile | 13th | 83rd |
| Total assets | $3.9B | $15.7M |
| Deposits / shares | $3.3B | $10.5M |
| Capital ratio | 9.07% | 33.03% (stronger) |
| Problem loans | 1.60% | 0.14% (stronger) |
| Net charge-offs | 0.44% | 0.10% (stronger) |
| Return on assets | 1.11% (stronger) | 0.68% |
| Loans ÷ deposits | 83.7% | 67.9% (stronger) |
| Uninsured deposits | 21.4% | 0.4% (stronger) |
| Offices | 23 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Barton Plant Employees Federal Credit Union has the higher TellerScore (87 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Gulf Coast Bank and Trust Company leads on 1 and Barton Plant Employees Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.