Side-by-side · Q2 2026 data
Gulf Coast Bank vs Community First Bank
Metric by metric
| Measure | Gulf Coast Bank | Community First Bank |
|---|---|---|
| TellerScore | 86 (stronger) | 72 |
| Capital cushion | 97 (stronger) | 47 |
| Loan quality | 79 | 82 (stronger) |
| Earnings | 70 | 94 (stronger) |
| Funding & liquidity | 90 (stronger) | 62 |
| Problem-loan coverage | 95 (stronger) | 93 |
| Peer percentile | 90th | 50th |
| Total assets | $513.7M | $781.6M |
| Deposits / shares | $444.1M | $706.8M |
| Capital ratio | 14.75% (stronger) | 9.74% |
| Problem loans | 0.63% | 0.54% (stronger) |
| Net charge-offs | 0.13% (stronger) | 0.28% |
| Return on assets | 1.25% | 1.85% (stronger) |
| Loans ÷ deposits | 65.5% (stronger) | 75.2% |
| Uninsured deposits | 19.5% (stronger) | 35.7% |
| Offices | 9 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.2% | 1.8% |
Gulf Coast Bank has the higher TellerScore (86 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Gulf Coast Bank leads on 5 and Community First Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Lafayette, LA
- Youngsville, LA