The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (85 → 86).

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Louisiana

Yes. Gulf Coast Bank is an FDIC-insured institution (FDIC certificate #20353). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 19.5% of deposits ($86.8M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 14.75%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

Gulf Coast Bank lists 9 offices in 7 cities. Most locations:

• Lafayette, LA (3)
• Abbeville, LA (1)
• Carencro, LA (1)
• Delcambre, LA (1)
• Erath, LA (1)
• Maurice, LA (1)
• Youngsville, LA (1)

All branch addresses and map

In 2025, Gulf Coast Bank reported 61 home-loan applications under HMDA (LEI 549300XV2UKEPAMX9H12): 45 originated ($6,755,000 total), 10 denied, and 3 withdrawn or closed by the applicant. Its denial rate on decided applications was 17.2%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Gulf Coast Bank

Type

State-chartered bank

FDIC certificate #

20353

RSSD ID

459130

Primary regulator

FDIC

Holding company

Gulf Coast Bancshares Inc

Established

February 1, 1971

Headquarters

221 S State St, Abbeville, LA 70510

Website

www.gcbank.com

Employees

121