Side-by-side · Q2 2026 data
Gulf Coast Bank vs Currency Bank
Metric by metric
| Measure | Gulf Coast Bank | Currency Bank |
|---|---|---|
| TellerScore | 86 | 86 |
| Capital cushion | 97 (stronger) | 84 |
| Loan quality | 79 | 95 (stronger) |
| Earnings | 70 | 98 (stronger) |
| Funding & liquidity | 90 (stronger) | 50 |
| Problem-loan coverage | 95 | 99 (stronger) |
| Peer percentile | 90th | 90th |
| Total assets | $513.7M | $248.5M |
| Deposits / shares | $444.1M | $203.2M |
| Capital ratio | 14.75% (stronger) | 13.38% |
| Problem loans | 0.63% | 0.14% (stronger) |
| Net charge-offs | 0.13% | -0.05% (stronger) |
| Return on assets | 1.25% | 1.95% (stronger) |
| Loans ÷ deposits | 65.5% (stronger) | 93.0% |
| Uninsured deposits | 19.5% (stronger) | 30.3% |
| Offices | 9 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.2% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Gulf Coast Bank leads on 3 and Currency Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.