Side-by-side · Q2 2026 data
Gulf Coast Bank vs South Louisiana Bank
Metric by metric
| Measure | Gulf Coast Bank | South Louisiana Bank |
|---|---|---|
| TellerScore | 86 | 91 (stronger) |
| Capital cushion | 97 | 100 (stronger) |
| Loan quality | 79 | 85 (stronger) |
| Earnings | 70 | 92 (stronger) |
| Funding & liquidity | 90 (stronger) | 77 |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 90th | 96th |
| Total assets | $513.7M | $659.8M |
| Deposits / shares | $444.1M | $548.6M |
| Capital ratio | 14.75% | 15.30% (stronger) |
| Problem loans | 0.63% | 0.45% (stronger) |
| Net charge-offs | 0.13% | 0.05% (stronger) |
| Return on assets | 1.25% | 1.80% (stronger) |
| Loans ÷ deposits | 65.5% | 64.7% (stronger) |
| Uninsured deposits | 19.5% (stronger) | 32.0% |
| Offices | 9 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.2% | 5.7% |
South Louisiana Bank has the higher TellerScore (91 vs 86). On the 7 directional measures above (where higher or lower is clearly better), Gulf Coast Bank leads on 1 and South Louisiana Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.